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Technology makes everyone’s life easier. Now, new wireless terminals are making thousands of businesses run a little smoother. Merchants are able to complete transactions more effectively and efficiently.



By using wireless credit card terminals, merchants are able to take their business virtually anywhere. There no longer needs to be a cash register on a counter to be able to accept credit cards. Wireless terminals such as the… Continue

10. Don’t Lease Equipment – Own It Instead



If your budget at all allows it, don’t lease a credit card terminal but buy it instead. Generally, credit card terminals are not expensive to purchase outright. Popular terminals can cost a merchant roughly $350-$550 depending on your needs. To lease a terminal will cost you roughly around $25 per month, which over a three year contract could end up costing you close to $900! Think about it; your company is going to be accepting… Continue

A newly identified fraud practice is targeting floral merchants.



Recently fraudulent customers are placing orders for flowers using stolen credit cards. The customers are requesting that the florists wrap the floral arrangements in cash and bill the total amount to the credit card provided. Some fraudulent orders have even reached $4,000.00. These orders have been placed via fax, e-mail, and/or hearing-impaired relay calls.



A shipping address is normally given to the… Continue

If you charge your customers a fee to pay by credit card, you are in violation of a heavily pursued rule of Visa and MasterCard. This violation, if continued could cost you thousands of dollars in fines and a listing on the Terminated Merchant File, which would prevent you from accepting credit cards for years to come.



Unfortunately, this is something that a lot of merchants are simply unaware of. While it’s all too common for a processing company to not take the time to properly… Continue

With the amount of stores declaring bankruptcy, and store closings, people are becoming weary of purchasing gift cards. According to a survey on gift card spending conducted for NRF by BIGresearch, a small number of people say that they are worried that the retailer will go out of business (3.1%). Despite the nervous consumers, and down economy gift card sales are projected to bring in $24.9 billion in sales… Continue